Can Cash-Based Physical Therapy Save You Money?
If insurance-related hurdles are preventing you from achieving optimal health, cash-based physical therapy can be an effective solution. High deductibles and co-pays lead many individuals to forgo treatment in an effort cut expenses, while those without insurance often ignore seemingly minor issues until they turn into major health problems. If you’re looking to attain a healthy balance both physically and financially, cash-based physical therapy offers an affordable way to immediately improve your overall health and wellness.
Improve Your Quality of Life and Avoid Costly Medical Treatments
Many people overlook the importance of preventative health measures, ignoring minor aches, pains and weight problems until immediate medical attention is required. At that point, expensive medications or surgery may be necessary to address the resulting health issues. While physical therapy is often associated with rehabilitative treatments, it is also an ideal form of preventative care.
Whether you’ve suffered an injury, are overweight or are simply looking for help in setting and achieving fitness goals, physical therapy can help. A licensed physical therapist will develop a customized health program designed to improve your strength, fitness, mobility and overall quality of life. Physical therapy is a smart alternative to traditional curative care, because physical therapists focus on addressing underlying health and fitness issues rather than merely treating the symptoms. By taking a holistic approach to health and wellness, physical therapy can help alleviate pain, restore full mobility and prevent further injury in patients undergoing treatment, while empowering preventative-care clients to achieve and maintain optimal health and fitness.
Physical therapists are dedicated to helping their clients correct and prevent health issues. To learn how physical therapy can help you, seek out a local clinic that offers a complimentary consultation or free health and wellness classes. If money is a concern, ask about your options – most physical therapists will work with you to find an affordable solution, which may involve insurance, cash-based physical therapy or some combination thereof.
Cash-Based Physical Therapy as an Alternative to Insurance
With today’s skyrocketing health insurance premiums, costly co-pays and high deductibles, the ability to pay cash for life-enhancing physical therapy treatments can mean the difference between living with chronic pain and feeling great again.
For many people, paying for private health insurance coverage is simply not possible; for others, the only affordable healthcare plan options carry deductibles of $1,000 or higher – some are as much as $5,000. Not only must patients cover the cost of premiums, but they’re also saddled with thousands of dollars in out-of-pocket expenses before any insurance coverage begins!
Rising insurance costs and lengthy approval processes shouldn’t impede your access to physical therapy or the immediate health benefits it can provide. Seek out a physical therapy clinic with an experienced billing specialist who will take the time to review your health insurance coverage to determine the most cost-effective, long-term solution. In many cases, an alternative payment option – like cash-based physical therapy – may prove to be your best choice.
Case Study: How Cash-Based Physical Therapy Can Provide Cost Savings
To understand the benefits of cash-based physical therapy, consider the case of one candidate who was seeking an experienced physical therapist in Maine to help him lose weight and get his diabetes under control. His doctor referred him to Results Physical Therapy and prescribed a preliminary evaluation, with an exercise plan to be developed over subsequent visits.
The initial intent was to bill the client’s insurance provider for these multiple office visits. However, a review of the patient’s insurance coverage revealed that his healthcare plan required a $15 co-pay for each visit and carried a $700 deductible.
These high out-of-pocket costs could have led to the client to abandon his treatment; however, Results Physical Therapy worked with him to implement a more affordable alternative: a cash-based physical therapy plan that actually saved him money. By paying cash for the $150 physical therapy evaluation and $50 per month for a Results Fitness Center membership – rather than going through insurance for multiple office visits – the client was able to save money in the long run. More importantly, Results Physical Therapy empowered him to regain control of his health.
Is Cash-Based Physical Therapy the Right Choice for You?
In addition to rehabilitative treatments, physical therapy can provide long-term, preventative healthcare that enables you to achieve peak fitness and lead a healthier life. Rather than prescribing medications to address individual symptoms, a physical therapist will work with you to identify the root cause of the problem and develop a comprehensive treatment plan to correct it.
If you are among the millions of uninsured, or if your insurance plan has high out-of-pocket costs, cash-based physical therapy treatments can be a sensible alternative. Take the time to research your options, and look for a physical therapist who accepts both insurance and cash payments. By comparing your insurance-related expenses with a cash-based physical therapy plan, you can determine the best, most cost-effective way achieve your wellness goals and take charge of your health.
Find a Physical Therapist in Maine With Flexible Payment Options
Looking for a physical therapist in Maine? Results Physical Therapy offers expert services, flexible payment options and three convenient locations: Brewer, Dexter and Dover-Foxcroft.
Our team has extensive experience in a variety of areas, and can provide physical therapy for chronic pain, strokes, orthopedics, sports injuries and preventative care. We treat patients of all ages; our staff includes a pediatric physical therapist and the area’s only certified lymphedema specialist. To help our clients achieve and maintain peak physical health, our Brewer and Dover facilities include a fitness center that is open to the public. Results Physical Therapy is owned and operated by Carol Lane, who is widely recognized as a top physical therapist in Maine.
Whether you are seeking treatment for a specific condition or simply looking to improve your overall health, we can help you achieve your health and wellness goals. In addition to our cash-based physical therapy treatments, all of our services are eligible for insurance reimbursement with a physician’s prescription. We’ll work with you to customize a treatment plan that fits your needs and budget. To get started, contact us today for a complimentary consultation or register for one of our free health and wellness classes.